Melbourne Mortgage Advice
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  • More
    • Home
    • About Us
    • Home Loans
      • First Home Buyer
      • Home Buyer Loan
      • Refinancing
      • Investment Property Loans
      • Home Building Loans
    • Vehicles
    • Programs
      • My Mortgage Ready
      • My Mortgage Minimiser
    • Insurance
    • News
    • FAQ's
    • Enquire
Melbourne Mortgage Advice
  • Home
  • About Us
  • Home Loans
    • First Home Buyer
    • Home Buyer Loan
    • Refinancing
    • Investment Property Loans
    • Home Building Loans
  • Vehicles
  • Programs
    • My Mortgage Ready
    • My Mortgage Minimiser
  • Insurance
  • News
  • FAQ's
  • Enquire

Who Are Melbourne Mortgage Advice?

For over 30 years, Melbourne Mortgage Advice has been a trusted mortgage broker in Melbourne, helping homeowners and investors secure the right home loans. Our team is dedicated to building long-term relationships and providing clear, transparent guidance to make your lending journey stress-free.


We pride ourselves on delivering tailored advice, competitive home loan options, and ongoing support to ensure our clients succeed in reaching their property goals.

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Our Mission

For Your Benefit

For Your Benefit

Our mission is simple — to help Australians achieve their property dreams with expert mortgage advice, personalised service, and genuine care.


We provide our clients with:

  • More choice across leading lenders
  • Competitive rates and transparent advice
  • Easy-to-understand education and guidance
  • Unparalleled customer support


At Melbourne Mortgage Advice, we believe in under-promising and over-delivering. Helping people into their homes and investments isn’t just our business, it’s our privilege.

For Your Benefit

For Your Benefit

For Your Benefit

Working with clients across Australia, we bring a strong understanding of the property market and the individual needs of homeowners and investors.  Whether you’re buying your first home, refinancing, or expanding your investment portfolio, our award-winning tools and expert team make the process simple.


We’ll identify the best home loans for your situation and provide ongoing support throughout the entire process.

Our Team

Jon Ward

John Waters

John Waters

Jon Ward began his career in finance in 1992, working in International Finance & Trade at Westpac before moving to ANZ Bank, where he held several management roles. During the 1990s, Jon witnessed the decline of traditional relationship banking and became one of the early adopters of mortgage broking.


In 1999, he laid the foundations of Melbourne Mortgage Advice, building a company committed to client-focused lending solutions. Since then, Jon has helped thousands of homeowners and investors achieve their property goals, guided by his passion for transparent advice and long-term relationships.

John Waters

John Waters

John Waters

With more than 30 years in the finance industry and over 25 years as a mortgage broker, John Waters brings a wealth of expertise across financial planning, mortgage broking, business lending, and commercial finance.


John partnered with Melbourne Mortgage Advice because of his shared commitment to client-first service. Known for his ability to truly understand and support clients, John ensures every borrower receives tailored guidance and clear advice — the same qualities that have defined Melbourne Mortgage Advice from the very beginning.

Why Melbourne Mortgage Advice?

  • No client fees: we’re paid by the lender that wins your business, and we always fully disclose our remuneration.
  • Your best interests first: we take a careful, conservative approach to ensure your money is protected and your goals are prioritised.
  • Decades of experience: with over 30 years of combined expertise as mortgage brokers, we know how the system works and help bridge the gap between home ownership dreams and reality.
  • Support from start to finish: we guide you through the entire process, from planning and approval to settlement and getting the keys in your hand.
  • Choice of lenders: unlike many brokers, we hold current accreditations with multiple lenders and have access to a wide panel, giving you more options and flexibility.
  • Mortgage Minimiser Program: Enjoy free access to our program, designed to help you stay competitive in the market and pay off your loan faster. 


  • No sales pressure: we provide the same clear, professional advice we would want to receive ourselves.
  • Transparent advice in writing: every client receives personalised, written mortgage advice and easy-to-understand PDF reports.
  • Convenient meetings: we use the video appointments so you can meet with us from anywhere, at a time that suits you.
  • Advanced property insights: using CoreLogic Property Research Reports, we provide detailed property data to save you time, money, and guesswork.


Take the Stress Out of Your Mortgage Journey

With Melbourne Mortgage Advice, you get personalised mortgage solutions and expert guidance on land, home, and building loans. Start your journey today! 

Enquire Now

Melbourne Mortgage Advice

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