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    • Home
    • About Us
    • Home Loans
      • First Home Buyer
      • Home Buyer Loan
      • Refinancing
      • Investment Property Loans
      • Home Building Loans
    • Vehicles
    • Programs
      • My Mortgage Ready
      • My Mortgage Minimiser
    • Insurance
    • News
    • FAQ's
    • Enquire
Melbourne Mortgage Advice
  • Home
  • About Us
  • Home Loans
    • First Home Buyer
    • Home Buyer Loan
    • Refinancing
    • Investment Property Loans
    • Home Building Loans
  • Vehicles
  • Programs
    • My Mortgage Ready
    • My Mortgage Minimiser
  • Insurance
  • News
  • FAQ's
  • Enquire

My Mortgage Ready

Get mortgage ready with confidence. Whether you're applying for your first loan or looking to upgrade, the better prepared you are, the smoother the process will be. Use our checklist to get your finances in order and avoid delays in your mortgage application.

Inclusions

We’ll help you calculate how much you can borrow based on your income, expenses, and credit profile so you’re shopping with confidence, not guesswork.


Includes help with:

  • Lender servicing calculators
  • Deposit and equity assessments
  • Understanding your Loan-to-Value Ratio (LVR)


Getting paperwork sorted early makes your application faster and easier.


What you'll need:

  • Payslips or proof of income
  • Tax returns (if self-employed)
  • Bank statements (savings and liabilities)
  • ID documents
  • Rental history (if applicable)
     

We’ll provide a tailored document checklist based on your unique situation.


A strong savings record and clear credit history help you get better loan options.


We’ll assist with:

  • Reviewing your credit score
  • Providing savings tips to meet lender requirements
  • Helping you build a stronger financial profile before you apply


Owning your home is great, keeping it is essential. We help ensure you’re protected if life throws you a curveball.


  • Assess your income protection and insurance cover
  • Plug any gaps that could put your family or property at risk
  • Structure support around your needs, not just a policy template
     

We help protect your home in the event of lost income, illness, or worse so you don’t lose what you’ve worked hard for.


Not sure where to start?

Chat with Melbourne Mortgage Advice and we’ll walk you through it all from pre-approval to settlement.


Book a free mortgage readiness session today.

find out more

Melbourne Mortgage Advice

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